Tag Archives: money

Poem: “What I Learned From Dave Ramsey”

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A few months ago, I received a Financial Peace University kit as a wedding present (I’m a newlywed!), and my husband will tell you that I’ve been hooked on Dave Ramsey ever since. I watch his Youtube channel, follow him on social media, listen to his radio show, read his books, and talk about his money principles all the freakin’ time!

When I get excited about something, when I feel strongly about a topic, my passion for it usually comes out in the form of a poem. So here’s my latest:

Don’t ever pay with credit.
Don’t you dare take out a loan
The borrower is slave
You need money? Use your own!

Pay back those pesky debts
(they’re poison to your health)
Save up, invest, and give
And build yourself some wealth

Have to live like no one else
And always act your wage
Then you can live comfortably
When you reach a seasoned age

Sweat and sacrifice
is what’s required of you
So hustle, get it done!
The Lord will help you through


“…the borrower is servant to the lender”
-Proverbs 22:7

🙂

PS: Many of the lines in my poem are taken from Dave Ramsey verbatim. I’m giving credit, so I’m not a plagiarizer! 

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Mo’ Money, Mo’ Problems.

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“I am convinced that it is not the amount of money an individual earns that brings peace of mind as much as it is having control of his money.”

-N Eldon Tanner

Omgosh, sooooo true!  Yes, yes, yes!  Having control of your money is infinitely more important than the actual amount!  Being aware of your finances, having sufficient savings, and being strong enough to exercise self- control (uh-um, Mr. Tyson) are key to a truly happy life!  Now, I certainly wouldn’t turn down a million dollars, but that’s not where peace of mind comes from; it comes from being in control.

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1) Friends, how can YOU have control of your money (no matter its amount)?

2) How can you make sure money doesn’t control you?

ImageOne of my most favorite resources EVER is mint.com.  It’s an amazing money tracking website that can’t be beat!  Time Magazine and Forbes have consistently rated it one of the best websites.  And it has seriously changed my life.  If you haven’t already, check it out!

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Never Been More Grateful…

It’s Thanksgiving, right?  So lemme express and explain to ya one specific thing that I am SUPER grateful for:

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Today, when (I feel) our government is wildly reckless with our hard-earned money, I have never been more grateful that I can unreservedly trust giving 10% of my income to the Church of Jesus Christ of Latter-day Saints in the form of tithing.

I am completely confident that our funds are being wisely allocated.

What have YOU never been more grateful for?

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Forgive us our debts…

ImageIn the late 1890s, the Mormon Church was deeply in debt. Lorenzo Snow, the then-president of the faith, prayed for help and inspiration. Thus, came the revelation of the modern tithe, as announced in 1899 in St. George, Utah. Within a few short years, the Church was out of debt. And we NEVER will be in debt again. Never. Not to brag or sound worldly, but the cash flow of the LDS church has been surging ever since (hint: We. Are. Rich. But we use the money well and none of our leaders are paid!)

ImageThough I know this is probably impossible, I sure wish our modern government would take SOME sort of look at how we (Latter-day Saints/Mormons) do things.  Cuz we know how to get things done, be efficient, be responsible stewards with our money and properties.  And there is no one in his/her right mind who can say the same about the United States.  Trillions of dollars in the hole doesn’t just go away…

ImageMore to come on these issues…

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We need more than just a passing glance

at the efficiency of Mormon finance!

🙂

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Perpetual Education Fund

1)  Learn more here about the amazingness known as the “Perpetual Education Fund.”

2)  I have met a handful men and women who have benefited from the PEF, and it is obvious that their lives have been super blessed because of it!

3)  I like the band “Fun” a lot.  Here’s one of my favorite songs by them:

When you’re lost and alone, and you’re sinking like a stone….

CARRY ON!

ImageClosing Thoughts:

The Latter-day Saint Perpetual Education Fund has done (and continues to do!) amazing things for men and women around the world who otherwise wouldn’t have the chance to receive an education and better their economic opportunities.  It is truly a philanthropic flagship, and I am grateful to pay a portion of my offerings to it every now and then.

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PERPETUAL EDUCATION FUND RULES!

🙂

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Telemarketers

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are children of God, too!

If you don’t believe in/care about God, then telemarketers are people too.

Children of God/people can be annoying and inappropriate.

Children of God/people deserve some level of kindness, respect and decency.

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It’s likely that they don’t like their job

JUST as much as you don’t like them calling you!

Just sayin.

More to come on this idea.

Much more.

*Haven’t quite decided yet how I feel about portraying Renaissance artistic nudity in this blog.  Ms. Wilkinson’s thoughts are still evolving concerning this matter.

But BACK TO MY ORIGINAL TOPIC (bookending)

To choose one scripture (because there are certainly plenty!) to embody my thoughts on the subject of telemarketers, allow me to borrow from the words of the Savior:

“Inasmuch as ye have done it unto one of the least of these my brethren,

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you have done it unto me.”

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~Matthew 25:40

Now good luck disagreeing with THAT!

🙂

PS.  I am very aware that there are telemarketers who harass, are annoying, and overstep personal/ professional boundaries.  I know that fact all too well.  Like I said: More to come. 

Stay.  Tuned.

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“No Promises”

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is a phrase that I have found to be quite useful as I navigate this journey of life.  I am certainly not suggesting that we avoid making any promises, but only that we make sure we don’t get people’s hopes up when we cannot back up our commitments with 100% surety (myth vs. experience).  Additionally, we needn’t “run faster than [we] have strength” (Mosiah 4:27) in trying to keep promises we perhaps should not have made in the first place.  Now, don’t be calling me lazy!  As I have said before, I desire to serve others, get out of my comfort zone, and work hard.  Still though, I cannot do it all.  Neither can you. Neither can any one person (and that’s okay, ya’ll!)  So we must decide what kinds of things are worth the word “promise” (or at least the level of commitment that it implies).  But when we do make those promises, let’s make them count!

 line of propriety, line of propriety, line of propriety, line of propriety,

“I never make a promise I don’t intend to keep.”

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~John Michael Montgomery

READERS:

1)  What promises have you made (or will make) that are important to keep (family, covenants, relationships, employment, etc.)?

2)  What are some aspects of your life about which you should probably not make promises?

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And now, one final question:

Is this blog the best thing in the world?

🙂

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“Why would we want to glamorize or capitalize anything that reeks of sexual violence AT ALL?!”

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“O Jerusalem, Jerusalem”

~Luke 13:34

As you can probably guess, I had an internal struggle of whether or not I wanted to include a picture of this “book.”  But the juxtaposition is powerful enough that I feel it is justified.

Men, women, and children all over the world experience sexual/ emotional/ physical abuse.  And now one of the best selling books in America (and soon to be film) tries to make this stuff look hot?!  I think I just threw up a little bit…

Read more here about my VERY strong feelings concerning “50 shades of disgusting/filth/trash.”

And as is always the case, if you believe what I’m saying, don’t be afraid to PASS THIS ALONG!

Really Awesome Readers!

What does the stuff you read say about you?

For good and for bad?

and since you are what you read,

KathBath knows that you are at least somewhat awesome!

(since you’re reading my blog!)

🙂

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Pay Day!

Explore More Issues Here:

1)  Line of Propriety

2)  Sunburn stuff

3)  Bad hair day means good writing day!

4)  Bragging?  Guilty.  YOU WOULD TOO!

Oh, and by the way, I was singing a version of a John Mayer song (SHOCKING, right?)….

Lyrics here. 

The song is VERY interesting.  The melody/guitar itself is hauntingly beautiful, but the words are contradicting the story-teller’s true convictions (unreliable narrators are FASCINATING).  You see, Johnny is lonely and trying to convince himself that he can engage in self-destructive behaviors (drugs, women, etc.) and it won’t effect him.  Sad.

Have done my own version of “Who Says.”  And I will DEFINITELY include it soon…

But Back to the Benjamins:

Laughing all the way to the bank…

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PS.  The check wasn’t for a ton.  And also it will not even begin to cover the costs of medical expenses I will incur from the pending thunderbolt of blasphemy I will shortly receive due to my comparing myself to Brad Paisley.

🙂

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“Blagging”

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Is bragging about your blog.

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I try hard not to do that, but no promises.  I am only human after all:

Oh and speaking of, Brandon Flowers IS Mormon.  Check it out!

And just back to blagging for one second, yes I have earned money, yes, I do have readers in 34 countries, yes I have made friends and helped others’ network as well, yes I have been able to email people in Alaska about the Book of Mormon, yes I have people contacting me about product reviews, and yes I am happy.  But I digress…

🙂

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Victoria’s Favorite Quote:

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“A [wo]man filled with the love of God is not content to blessing [her] family alone, but ranges through the whole world, anxious to bless the whole human race.”

~Joseph Smith Jr.

And holy freakin’ cow, does she embody it!  Her money is TOTEZ where her mouth is…

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Even I can’t find the words to express how I feel about this girl.

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Help me out, Natasha:

Can’t think of a better way.  That’s all I have to say.  I love you!

PS.  In case you’re wanting some sort of count, she’s been to Uganda (TWICE!), the Phillippines, Fiji, France, and probably a million other places I don’t even know about.  Jet-lagged much? 

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My blog has many part-time jobs…

ImagePart-time journal, part-time missionary, part-time teacher, part-time money-maker (although I’m looking into getting a few more hours there, know what I mean?), part-time musician, part-time keeper (in touch with family and friends), part-time therapy, et cetera….. but full-time AWESOME!

It’s a Jill of all Trades.  Just like me 🙂

Read more about my part-time “employment” here. 

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The trial and error of marketing your new blog…

I have never taken a marketing/business/graphics/photography class in my life (true story!), but I’m finding out that I know more than I thought.  “You don’t know it all, but you know enough” is an idea that has been used by a prominent Mormon leader to describe sharing the gospel.  However, I have also applied it to this blog.  I am conscious of not wanting to annoy, spam, or resort to publicity stunts, but also am anxious to get my work out there (!) and wish to utilize social media to do so.  And maybe I’ll never earn another cent, but this blog is still valuable, it’s still bringing me great opportunities and friendships, and is still very special.

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I admit, I’ve made a few Facebook blunders with marketing.  Again, I have a good head on my shoulders and haven’t sinned so badly that I would need to go confess to my WordPress Bishop (see what I did there?), but I have had 2-3 people (whom I know and who’s opinion I respect) tell me that I was a little too liberal in posting my blog on people’s walls.  To those people, I’m sorry.  But I gather that you aren’t angry with me, and that you understand.  Also, I thank you for your input.  The Lord chasteneth those whom he loveth (I just compared you to God, so you better keep reading my blog!).

Artists of every medium, level, and experience know the frustration of not having people read/listen to/watch/appreciate their work.  So the fact that my story (or at least parts of it) has been seen and read all over the world is pretty remarkable!  Thanks again, readers.  However, I still know that my blog will never be as valuable to another person as it is to me.  And that’s alright.  But if I can express a commonly felt truth, expose an insecurity that may help someone else find confidence, clarify questions about God and religion, or just make you smile, that makes me happy.

So I have learned a TON already, but am excited to keep on learning more!

Come so far, but got so far to go!

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The Surprise of a Lifetime!

This is Thomas:

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Thomas is a convert to the Church of Jesus Christ of Latter-day Saints.  He attended Southern Virginia University (where he did music with my mama!), and after graduating, made the brave decision to serve a full-time LDS mission at the age of 24.  When making a quick stop in Utah to stock up on missionary gear, Thomas experienced a BIG surprise.  Check it out!

So awesome, huh?  Actually, he was one of 15 soon-to-be missionaries who got this star treatment:

Read the full article here: 

Godspeed, Thomas!  And Deseret First Credit Union, mad props.

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A guest poet!

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The following poem is written by my friend Mackenzie.  She is a good friend who likes to write poetry (obviously!), prepare for  her upcoming LDS mission, and rock out in the car with me to Kelly Clarkson.  This poem is a beautiful expression of her trials, but also her faith.  I publish this with her permission.

Much Longer

I can’t do it any other way unless the Lord is on my side

In this small peep-hole my life seems like a long ride

I need to trust my faith when all else is failing me

Trying to envision just who God wants me to be

If in failing I lose all sense of self, I know God will be my spiritual wealth

I’m so many broken pieces learning to find my way

But with the Lord on my side, I can never go astray

I need to get my license, that broken piece chips my eye

So many unneedful crystal clear tears that I cry

I want to serve the Lord, that broken piece chips my aching heart

With my faith in all sorts of parts

How much longer will my confidence sink?

This life goes by in such a blink

I need to build up a light around me so that darkness cannot succeed

Christ’s light is what I thirst, it’s what I need

Wow!  Nothing I could say would do this poem justice, so I’ll just let it speak for itself.  Love you, Kenz!

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August 11, 2013 · 2:54 am

My list of countries is so long that they won’t all fit in one screenshot.

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Good problem to have, I’d say.

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SOME MONEY SO FAR…but not a ton 🙂

Don’t want to get into that whole pride cycle thing described in the Book of Mormon.  Although I AM already a Lamanite, right?

I WANT YOU TO BE PART OF MY BLOG!  I am all about collaboration: musical, writing, business, product review, food, sharing of religious beliefs, etc.  No promises, but as long as I feel like it represents myself, my family, my friends, and the Lord well, I’m up to discuss it.  Dead serious.  katherineannewilkinson@gmail.com

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Lil Wayne’s Got Nothin’ on Me!

Lil Wayne wanted to know if this girl was down for a sing-off.

Know what she said?

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“Honestly, I’m down like the economy!”

Compare this (start at 2:24-3:00):

Lyrics here: 

To this (start at 1:02-1:43):

(I changed the gender pronouns.  I do that kind of thing a lot.)

Readers, what do you think?

PS.  Wayne, I love and respect you no matter what (not really, but just didn’t want to come off as judgmental and also wanted to soften this next part), BUT your body is a temple…why would you want to put graffiti on it?  Join the LDS Church and I’ll help you pay to get rid of those tats (but readers FYI you don’t have to do that if you want to become a Mormon-just thought I’d clear that up)…

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I may not have given my high school valedictory speech,

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but it seems like some people are listening to what I’m saying, huh?

Not all about me/vessel of truth and goodness.

Still no money-still looking into it…

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Some people say that being a role model is a curse…

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but I think it’s a blessing.

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I ain’t perfect, but I am conscious of those who may look up to me.

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And again, no money directly from this blog yet (but indirectly yes!), so it’s highly possible that I am grossly over-estimating any influence I may or may not have.   Oh, and this post just wouldn’t be complete without a little Taylor:

🙂

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In the past year there were times when I was a part-time Mormon

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but now I’m back to full-time.

PS.  Please don’t read this as self-righteousness.  And please also don’t misunderstand my metaphor.  Members of the LDS church are not paid.  Just thought I’d clear that up…

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Not my primary purposes, but I ain’t gonna say “no”!

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To be clear, revenue (in the works) and missionary experiences (CURRently ocCURRing) are not my primary purposes in the conception, genesis, and raising of this blog’s life.  However, as those opportunities come knocking on my door, who am I to turn them away? 🙂

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That weird writer neighbor

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You know how in “The Princess Diaries” Mia has that weird writer neighbor?  He has no social skills and he’s always really nervous and awkward and half the time he’s in his pajamas and probably won’t ever get married.  He’s so sure that he’s on the verge of greatness, but in actuality will never make any money.  Yep, that’s me.

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🙂

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BACK UP YOUR DATA!

(Warning:  there are a few instances of taking the Lord’s name in vain)

LOVE the acting in this clip.  The tension between Carrie and Aidan in the repair shop is BRILLIANT!

SUCH A GOOD TAKE-AWAY MESSAGE!

“My whole life is on that computer.”   I feel ya, Carrie girlBoy do I ever.

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Shout out to my boy Neil!

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Just another shout out to this amazing human being, Neil Pasricha, author of the Webby-award winning blog 1000 awesome things.  Thanks for inspiring me, giving me hope and confidence, and also being a HUGE PART of the creation of this blog!

Hey Mr. PASRICHA, did you see my post about a PASHMINA scarf?  See what I did there?

Seriously though, Neil, come on out to Salt Lake.  Bring your girlfriend with you.  We’ll have a swell time.  And I’m sure with the dough you’re rolling in you can afford to take me out to eat.  Think of the traffic it would do to BOTH our blogs!  And this ain’t no truth in jest invitation.  This is….dead serious 🙂

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Claim Your Strengths.

                                                              Claim Them. 

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Sounds like a new Nike ad slogan or something, huh?  Big bucks are coming my way! Truth in jest.  If you’re real nice to me, maybe I’ll share. Dead Serious.

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“You’re always quoting songs!”

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If I had a nickel for every time I heard this phrase (or something along those lines), I wouldn’t even care about the fortune I plan on making from this blog 🙂  No but seriously, I’ve given this idea some real thought.  And here’s what I’ve come up with:  I do not mean to be a walking song.  I can see how my near constant lyrical references could come off as being trite or cliche, not to mention potentially annoying.  It’s just that if someone has already found the words that perfectly express what you are feeling, why would you try to find new ones?  Economy of thought, people!  Plus you can still be creative and original by borrowing art.  Moulin Rouge, anyone?

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I TOTALLY feel ya, Macklemore….

“Looking for a better way to get up out of bed
Instead of getting on the Internet and checking a new hit”

“little bit of humble, little bit of cautious”

#read lyrics here: 

#ambivalent feelings toward fame…..

#this song is about as near to perfection as one can get…

#still wouldn’t hate a Webby 🙂

#just barely over 4,000 hits…in 20 countries…in 11 days-LITERALLY!

#pride is the downfall of civilizations

# I STILL DO OTHER STUFF, PEOPLE!  sometimes…

#still no money, but have made strides in that direction 🙂

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Ambivalent feelings toward fame and recognition

is a theme that good artists often explore.  As I see myself becoming a famous writer in the future (truth in jest), I imagine I will have to give this idea some thought.  Haha, but whether or not I ever get a single hit again, I find this a fascinating topic.  So for now, let’s just hear what Miss Natasha has to say about it.  And it’s hard for lyrics to stand out when they’re all good, but here are some notable ones:

“thirsty in a desert with a bag full of gold,

what I thought was precious was just a pile of stones”

Read ALL the lyrics here.

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Every once in a while, the experience is BETTER than the myth.

Example: Car Salesperson
Myth:
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Experience:
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This is Kenneth Christofferson (along with his lovely wife Leslie).  He was my LDS bishop and continues to be a great friend and father figure to me and to countless others.  This man’s name is no coincidence-he is a Christlike person who defies all stereotypes of the sketchy car-salesman.  Bishop Christofferson has helped me out of many a bind, both spiritual and physical (you better believe he’s helped me more than once with my car!).  He works at Ken Garff Chevrolet in American Fork, Utah (Ken works for Ken!).  If you are in the market for a new car, check them out!  http://www.kengarffchevrolet.com/
And yes, I got his full permission for this post.  And no, he’s not paying me. 🙂
Readers!
 Who do YOU know that shatters negative stereotypes?
And who do you know who confirms stereotypes that writers are a little goofy?
holding grudges over love is ancient artifacts…

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We all have to put food on the table,

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but even if I never earn a cent from this blog, it’s still totally worth it.  Just sayin’.  And oh by the way, I was still in the parking lot!  Now gotta go research ways to scam the American public with a ponzi scheme to make my wallet nice and fat…

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A phrase I’ve said to people more than once in the past week…

*Pacing myself, people.

*Don’t get your hopes up or put all your eggs in one basket, but this is America-DREAM BIG!

*fine line between arrogance and confidence, doing the best I can…

*and no, still haven’t been paid anything……YET (looking into that)

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Accidental Ombre

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Hey Miley!  Your hair looks…interesting.  I sported a similar look once, and I can guarantee I spent less money than you:

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#mixed feelings about ombres, particularly because I do not know exactly how to pronounce them

#I may have an ombre, but what I really want is an HOMBRE!

#too lazy and cheap to get your roots retouched?  just pass it off as the latest hair fad!

“when beauty meets humor, vanity disappears”

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If only that wasn’t cardboard my life would be (almost) complete

The most important person in that picture (at least for my life) is ME!  Not Mitt Romney…
Oh but he’s still so handsome, isn’t he?

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#sadaboutelectionresults

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