A few months ago, I received a Financial Peace University kit as a wedding present (I’m a newlywed!), and my husband will tell you that I’ve been hooked on Dave Ramsey ever since. I watch his Youtube channel, follow him on social media, listen to his radio show, read his books, and talk about his money principles all the freakin’ time!
When I get excited about something, when I feel strongly about a topic, my passion for it usually comes out in the form of a poem. So here’s my latest:
Don’t ever pay with credit.
Don’t you dare take out a loan
The borrower is slave
You need money? Use your own!
Pay back those pesky debts
(they’re poison to your health)
Save up, invest, and give
And build yourself some wealth
Have to live like no one else
And always act your wage
Then you can live comfortably
When you reach a seasoned age
Sweat and sacrifice
is what’s required of you
So hustle, get it done!
The Lord will help you through
“…the borrower is servant to the lender”
PS: Many of the lines in my poem are taken from Dave Ramsey verbatim. I’m giving credit, so I’m not a plagiarizer!
“I am convinced that it is not the amount of money an individual earns that brings peace of mind as much as it is having control of his money.”
-N Eldon Tanner
Omgosh, sooooo true! Yes, yes, yes! Having control of your money is infinitely more important than the actual amount! Being aware of your finances, having sufficient savings, and being strong enough to exercise self- control (uh-um, Mr. Tyson) are key to a truly happy life! Now, I certainly wouldn’t turn down a million dollars, but that’s not where peace of mind comes from; it comes from being in control.
1) Friends, how can YOU have control of your money (no matter its amount)?
2) How can you make sure money doesn’t control you?
One of my most favorite resources EVER is mint.com. It’s an amazing money tracking website that can’t be beat! Time Magazine and Forbes have consistently rated it one of the best websites. And it has seriously changed my life. If you haven’t already, check it out!
It’s Thanksgiving, right? So lemme express and explain to ya one specific thing that I am SUPER grateful for:
Today, when (I feel) our government is wildly reckless with our hard-earned money, I have never been more grateful that I can unreservedly trust giving 10% of my income to the Church of Jesus Christ of Latter-day Saints in the form of tithing.
I am completely confident that our funds are being wisely allocated.
What have YOU never been more grateful for?
In the late 1890s, the Mormon Church was deeply in debt. Lorenzo Snow, the then-president of the faith, prayed for help and inspiration. Thus, came the revelation of the modern tithe, as announced in 1899 in St. George, Utah. Within a few short years, the Church was out of debt. And we NEVER will be in debt again. Never. Not to brag or sound worldly, but the cash flow of the LDS church has been surging ever since (hint: We. Are. Rich. But we use the money well and none of our leaders are paid!)
Though I know this is probably impossible, I sure wish our modern government would take SOME sort of look at how we (Latter-day Saints/Mormons) do things. Cuz we know how to get things done, be efficient, be responsible stewards with our money and properties. And there is no one in his/her right mind who can say the same about the United States. Trillions of dollars in the hole doesn’t just go away…
More to come on these issues…
We need more than just a passing glance
at the efficiency of Mormon finance!
1) Learn more here about the amazingness known as the “Perpetual Education Fund.”
2) I have met a handful men and women who have benefited from the PEF, and it is obvious that their lives have been super blessed because of it!
3) I like the band “Fun” a lot. Here’s one of my favorite songs by them:
When you’re lost and alone, and you’re sinking like a stone….
The Latter-day Saint Perpetual Education Fund has done (and continues to do!) amazing things for men and women around the world who otherwise wouldn’t have the chance to receive an education and better their economic opportunities. It is truly a philanthropic flagship, and I am grateful to pay a portion of my offerings to it every now and then.
PERPETUAL EDUCATION FUND RULES!
are children of God, too!
If you don’t believe in/care about God, then telemarketers are people too.
Children of God/people can be annoying and inappropriate.
Children of God/people deserve some level of kindness, respect and decency.
It’s likely that they don’t like their job
JUST as much as you don’t like them calling you!
More to come on this idea.
*Haven’t quite decided yet how I feel about portraying Renaissance artistic nudity in this blog. Ms. Wilkinson’s thoughts are still evolving concerning this matter.
But BACK TO MY ORIGINAL TOPIC (bookending)
To choose one scripture (because there are certainly plenty!) to embody my thoughts on the subject of telemarketers, allow me to borrow from the words of the Savior:
“Inasmuch as ye have done it unto one of the least of these my brethren,
you have done it unto me.”
Now good luck disagreeing with THAT!
PS. I am very aware that there are telemarketers who harass, are annoying, and overstep personal/ professional boundaries. I know that fact all too well. Like I said: More to come.
is a phrase that I have found to be quite useful as I navigate this journey of life. I am certainly not suggesting that we avoid making any promises, but only that we make sure we don’t get people’s hopes up when we cannot back up our commitments with 100% surety (myth vs. experience). Additionally, we needn’t “run faster than [we] have strength” (Mosiah 4:27) in trying to keep promises we perhaps should not have made in the first place. Now, don’t be calling me lazy! As I have said before, I desire to serve others, get out of my comfort zone, and work hard. Still though, I cannot do it all. Neither can you. Neither can any one person (and that’s okay, ya’ll!) So we must decide what kinds of things are worth the word “promise” (or at least the level of commitment that it implies). But when we do make those promises, let’s make them count!
line of propriety, line of propriety, line of propriety, line of propriety,
“I never make a promise I don’t intend to keep.”
~John Michael Montgomery
1) What promises have you made (or will make) that are important to keep (family, covenants, relationships, employment, etc.)?
2) What are some aspects of your life about which you should probably not make promises?
And now, one final question:
Is this blog the best thing in the world?