Tag Archives: Dave Ramsey

Saving For Retirement


“In the house of the wise, there are stores of choice food and oil,
but a foolish man devours all he has.”
-Proverbs 21:20

$$ Are you saving for retirement? $$
15% percent of your income is what’s recommended.

If not, get to it!

PS: If you don’t know where to start, I highly recommend Chris Hogan’s book

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Poem: “What I Learned From Dave Ramsey”


A few months ago, I received a Financial Peace University kit as a wedding present (I’m a newlywed!), and my husband will tell you that I’ve been hooked on Dave Ramsey ever since. I watch his Youtube channel, follow him on social media, listen to his radio show, read his books, and talk about his money principles all the freakin’ time!

When I get excited about something, when I feel strongly about a topic, my passion for it usually comes out in the form of a poem. So here’s my latest:

Don’t ever pay with credit.
Don’t you dare take out a loan
The borrower is slave
You need money? Use your own!

Pay back those pesky debts
(they’re poison to your health)
Save up, invest, and give
And build yourself some wealth

Have to live like no one else
And always act your wage
Then you can live comfortably
When you reach a seasoned age

Sweat and sacrifice
is what’s required of you
So hustle, get it done!
The Lord will help you through

“…the borrower is servant to the lender”
-Proverbs 22:7


PS: Many of the lines in my poem are taken from Dave Ramsey verbatim. I’m giving credit, so I’m not a plagiarizer! 

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I very much trust Dave Ramsey when he says that the so-called “Affordable” Care Act STINKS!

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Seriously, this guy (Dave, NOT our president!) has got the ethos to back up his claims:  He was formerly bankrupt (several times, if I recall correctly) and went through financial hell before he learned how to turn things around.  Today, he is a self-made millionaire and money guru who uses his past experiences to help others avoid (and recover from!) the kind of mistakes he once made.


Check out his awesome website here.

Read/watch Dave’s entire message here.

PS.  Just a bit more about Dave Ramsey (more to come in another post!).

(some) Reasons He’s Awesome!

1)  He is Christian, but knows how to appeal to all audiences (just like me!)

2)  He is a teacher (just like me!)

3)  He is funny (just like me!)

4)  He is passionate AND logical (just like me!)

5)  He prefers not to trash-talk, but he’s not afraid to tell it like it is (just like me!)

6)  He has had major trials in his life.  (just like me!)

7)  He is an accidental entrepreneur.  (just like me!)

8)  He is intelligent.  (just like me!)

9)  He’s got sass and spunk.  (just like me!)

10)  He cares about other people and their problems.  (just like me!)

Overall, Dave Ramsey is AWESOME!


just like me…


)More to come on Obamacare later…

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Much more.

ImageFinancial Freedom is Freakin’ Fantastic!

just hope as a nation we might be able to get back there someday



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