‘Earn It, Then Spend It’ is No Way to Live (a poem)

“[D]o not spend money for that which is of no worth,

nor your labor for that which cannot satisfy.”
-2nd Nephi 9:21

‘Earn it, then spend it’ is no way to live
(You’ll never save up any money to give)
When income comes in, then goes out like the tide
You’re Maslow’s first level, just there to survive

Not easy, I know, I still have to learn (there’s a)
Much better way than to blow all you earn
Make plans for the paycheck, and thing long-term
Some wants must wait, you have to be firm

Don’t have to be stingy to reach money goals
You still can enjoy a freedom *controlled*
Think years down the road, for the sake of posterity
Have a reason to reach financial prosperity

Above all else START!, but start young if you can
Exercise wisdom, and carry out plans (if you)
*Budget* to spend, and if you’re a wise steward
In due time, I promise you’ll reap the reward

“A good man leaveth an inheritance
to his children’s children”
-Proverbs 13:11

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Not A Day Goes By… (A Poem)


Not a day goes by that I love you‘s not spoken
Never been a time when my heart you have broken
We’re beyond blessed to share the bond that we do
I owe (almost!) all of my joy, love, to you

We’re still young and still green, no denying that truth
And soon enough, we will abandon our youth
But you’ll always be with me through turning of tides
I’m grateful you’ll be forever by my side

“Great marriages are built brick by brick,
day after day, over a lifetime.”
-Dieter Uchtdorf

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Paradox (A Poem)



“The problem comes when we put our happiness on hold as we wait for some future event—our golden ticket—to appear.”
-Dieter F. Uchtdorf

Proactive and patient
How can I be both?
Comfortably complacent?
That’s toxic to my growth

But still, don’t jump ahead
It’s clear I’m not quite ready
The old cliche is true (to win the)
Race, be slow and steady

I want my dreams today, though!
And therein lies the problem
These mountains of delay (obscures my)
Tangible, true progress

I know I must choose hope (not put my)
Happiness on hold
Got more to learn, I guess
As I toil on toward my goals

It’s not easy (never has been)
As I fight the war inside
But there’s a chance I’ll make it
All I can do is try

“I’m in the war of my life. Got no choice but to fight, so fight on.”
-John Mayer

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When You Hustle, The Lord Opens Doors (Mini Poem)

When you hustle, the Lord opens doors
(Things that hadn’t been there before)
Show that you’re a faithful steward
He’ll see your efforts and bless you with more!

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Dreams Don’t Happen Overnight (Mini Poem)

Dreams don’t happen overnight
(They) come true slow, one at a time
Work hard, pray hard, run the race
Your dreams just may fall into place!

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Reprove At Times With Sharpness (Poem)

“Use boldness, but not overbearance”
-Alma 48:12
Weed out the weaker arguments
Prove nicely why they’re wrong
Reprove at times with sharpness
Be nice, but still be strong

Ask questions, challenge viewpoints
It’s the Socratic way
Go along to get along?
No! Say what you should say

You cannot force belief, though
Trying to impose your will
Won’t get you anywhere (they’ll hold the)
Same opinion still

Accept the disagreement
Not all will think like you
To plant that seed of difference (might be)
All that you can do

But take that rare experience
And now and then engage
Know when to stop, of course, but still
Don’t fear healthy debate

When it’s principles we champion
Who can be against us?
When defending truths less popular
Then God is always for us

So in formal conversation
Or just doing what you do
Dare to stand apart a bit
Bear witness of the truth

“If God be for us, who can be against us?”
-Romans 8:31

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Saving For Retirement


“In the house of the wise, there are stores of choice food and oil,
but a foolish man devours all he has.”
-Proverbs 21:20

$$ Are you saving for retirement? $$
15% percent of your income is what’s recommended.

If not, get to it!

PS: If you don’t know where to start, I highly recommend Chris Hogan’s book

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